Episode 128: Shared Equity Scheme - Explained
2nd March 2026 | 2nd March 2026
We break down the Federal Government’s Help to Buy shared equity scheme - how it works, what the numbers actually look like, and what happens when you sell. We also unpack eligibility, income caps, build restrictions and the key steps to take if you're considering applying.
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Timestamps:
2:57 - What is the Help to Buy Scheme?
5:27 - How does it work?
7:08 - Example of the numbers explained
8:55 - What happens when you sell the home?
12:16 - Does the government charge interest on their share?
14:14 - Income caps, property price caps and eligibility explained
17:18 - What restrictions apply to the actual build?
21:10 - How many spots are available?
22:38 - 5 steps you should take if you’re interested