Episode 141: Get into a new home from $330K - Here's how
26th October 2026 | 42m 15s
Getting into a new home from around $330K might sound impossible - but for eligible buyers, the Government’s Help to Buy scheme is making it a reality. With as little as a 2% deposit and the Government contributing up to 40%, we break down how it works, what’s changed, and why more buyers should be taking a serious look at this opportunity.
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Timestamps:
Topic timestamps
04:06 Why we’re revisiting Help to Buy
05:29 What and how the Help to Buy scheme works
11:37 $600K home example: deposit, Government share and mortgage
13:58 Why you may need more than a 2% deposit
17:30 Changes to income limits and capacity
18:49 Changes Property price caps in Victoria
26:03 Understanding the Government’s 40% share
28:45 Renovations and home improvements
30:58 Interest rates and smaller mortgage repayments
34:26 Land discounts and market opportunities
35:41 How to apply: eligibility and finance approval
37:47 Fixed-price contracts and turnkey inclusions
38:47 Finance first: avoid paying deposits before approval